PRIVACY NOTICE
This Notice is provided on behalf of the following companies of the Principal
Financial Group:
Your Health Information Privacy Under HIPAA
In compliance with the Health Insurance Portability and Accountability Act of
1996 (HIPAA), we provide privacy protections for your protected health
information as described in our Notice of Privacy Practices. This notice was
previously provided to you. You may obtain an additional copy by writing to us
at: Privacy Compliance Office P.O. Box 10826 Clearwater, FL 33757-8826
Principal Life Insurance Company, Princor Financial Services Corporation,
Principal Investors Fund, Inc., Principal Funds Distributor, Inc., Principal
Life Insurance Company Variable Life Separate Account, Principal Life Insurance
Company Separate Account B, Principal Global Investors, LLC, Principal Global
Investors Trust, Principal Real Estate Investors, LLC, Principal Commercial
Acceptance, LLC, Principal Commercial Funding, LLC, Principal Trust Company,
Spectrum Asset Management, Inc. , Columbus Circle Investors Post Advisory
Group, LLC, Employers Dental Services, Inc. , Professional Pensions, Inc. JF
Molloy & Associates, Inc. , Principal Wellness Company
PROTECTING YOUR PRIVACY
This Notice is required by law. It tells how we handle personal information.
This Notice applies to:· people who own or apply for our products or services
for personal use.· employee benefit plan participants and beneficiaries. Please
note that in this Notice, “you” refers to only these people. The Notice does
not apply to an employer plan sponsor or group policyholder.
WE PROTECT INFORMATION WE COLLECT ABOUT YOU
We follow strict standards to safeguard personal information. These standards include
limiting access to data and regularly testing our security technology.
HOW WE COLLECT INFORMATION
We collect data
about you as we do business with you. Some of the sources of this data are as
follows:· Information we obtain when you apply or enroll for products or
services. You may provide facts such as your name; address; Social Security
number; financial status; and, when applicable, health history.· Information we
obtain from others. This may include claim reports, medical records, when
applicable, credit reports, property values and similar data.· Information we
obtain through our transactions and experience with you. This includes your
claims history, payment and investment records, and account values and
balances.· Information we obtain through the Internet. This includes data from
online forms you complete. It also includes data we collect when you visit our
websites.
HOW WE SHARE INFORMATION
Within the Principal Financial Group We may share personal information about
you or about former customers, plan participants or beneficiaries within the
Principal Financial Group for several reasons, including:· to assist us in
providing service;· to help design and improve products;· to offer products and
services that may be of interest to you; or· with your consent, at your request
or as allowed by law. With Others in the course of doing business we may share
data with others. This could include personal information about you or about
former customers, plan participants or beneficiaries. Personal information may
be shared with others for the following reasons:· in response to a subpoena,·
to prevent fraud,· to comply with inquiries from government agencies or other
regulators, or· for other legal purposes. We also may share personal
information:· with others that service your accounts, or that perform services
on our behalf;· with others with whom we may have joint marketing agreements.
These include financial services companies (such as other insurance companies,
banks or mutual fund companies); and· with other companies with your consent,
at your request or as allowed by law.
MEDICAL INFORMATION
We do not share medical information among companies of the Principal Financial
Group or with others except:· when needed to service your policies, accounts,
claims or contracts;· when laws protecting your privacy permit it; or· when you
consent.
ACCURACY OF INFORMATION
We strive for accurate records. Please tell us if you receive any incorrect
materials from us. We will make the appropriate changes.
COMPANIES WITHIN THE PRINCIPAL FINANCIALGROUP
Several companies within the Principal Financial Group are listed at the top of
this Notice. The companies of the Principal Financial Group are leading
Providers of retirement savings, investment, and insurance products.
MORE INFORMATION
You may write to
us if you have questions about our Privacy Notice. Contact our Privacy Officer
at PO Box 10825 Clearwater FL 33757-8825. Receipt of this notice does not mean your
application has been accepted. We may change our privacy practices at times. We
will giveyou a revised notice when required by law. Our privacy practices
comply with all applicable laws. If a state’s privacy laws are more restrictive
than those stated in this Notice, we comply with those laws. Your Agent, broker,
registered representative, consultant or advisor may have a different privacy
policy.1-800-986-3343